FAT vs Turo: Which Car Sharing Platform is Right for You?
Compare FAT and Turo car sharing platforms. See pricing, features, and which peer-to-peer car rental service best fits your needs as a host or renter.
Updated 2026-08 · 2026
FAT
Peer-to-peer car sharing platform for hosts and renters
Strengths
- +Lower commission rates than competitors (25% vs 35-40%)
- +Flexible pricing controls for car owners
- +Built-in insurance coverage for hosts
Weaknesses
- -Smaller user base than Turo
- -Limited geographic availability
- -Fewer vehicle protection options
Best for
Car owners looking to maximize earnings with lower platform fees and renters in supported markets seeking competitive rates
Turo
World's largest peer-to-peer car sharing marketplace
Strengths
- +Largest car sharing marketplace with millions of users
- +Available in thousands of cities across US, Canada, UK, and more
- +Multiple insurance protection plans (60-90% coverage)
Weaknesses
- -Higher commission rates (up to 40% on standard plan)
- -More complex fee structure
- -Stricter vehicle eligibility requirements
Best for
Hosts wanting maximum exposure and booking volume, and renters seeking the widest vehicle selection and availability
Feature Comparison
| Feature | ||
|---|---|---|
| Commission Rate (Host) | 25% flat rate | 15-40% depending on protection plan |
| Geographic Coverage | Limited US markets | US, Canada, UK, France, Australia + more |
| Insurance Options | Basic coverage included | 3 protection plans (60%, 75%, 90% coverage) |
| Minimum Vehicle Age | Varies by market | 12 years or newer (varies by location) |
| Instant Booking | Yes | Yes |
| Host Earnings Payout | 3-5 business days | 5 business days after trip start |
| Renter Age Requirement | 21+ (varies by vehicle) | 21+ (18+ in some locations with fee) |
| Mobile App | iOS and Android | iOS and Android |
| 24/7 Support | Limited hours | Yes, roadside assistance included |
| Vehicle Delivery Option | Host discretion | Yes, with additional fee |
| Airport Locations | Limited | Extensive airport coverage |
| Commercial Hosting | Not supported | Turo Go for commercial hosts |
The Verdict
Turo dominates with its massive marketplace, global reach, and comprehensive protection plans, making it the clear choice for hosts prioritizing booking volume and renters wanting maximum selection. FAT appeals to cost-conscious hosts willing to trade market size for significantly lower commission rates (25% vs up to 40%), but its limited geographic footprint makes it viable only in specific markets.